LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,863
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,659
−HK$2,839/mo
Today · 4.125%
HK$95,498
baseline
▲ 0.50% · 4.625%
HK$101,309
+HK$5,811/mo
Deposit HK$19.70M · loan HK$19.70M · min. income ≈ HK$190,996/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,972
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,653
−HK$2,720/mo
Today · 4.125%
HK$105,373
baseline
▲ 0.50% · 4.625%
HK$110,928
+HK$5,555/mo
Deposit HK$19.70M · loan HK$19.70M · min. income ≈ HK$210,746/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,836
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$111,190
−HK$3,408/mo
Today · 4.125%
HK$114,598
baseline
▲ 0.50% · 4.625%
HK$121,571
+HK$6,973/mo
Deposit HK$15.76M · loan HK$23.65M · min. income ≈ HK$229,196/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,966
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$123,184
−HK$3,264/mo
Today · 4.125%
HK$126,448
baseline
▲ 0.50% · 4.625%
HK$133,113
+HK$6,665/mo
Deposit HK$15.76M · loan HK$23.65M · min. income ≈ HK$252,896/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,809
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$129,722
−HK$3,976/mo
Today · 4.125%
HK$133,698
baseline
▲ 0.50% · 4.625%
HK$141,833
+HK$8,135/mo
Deposit HK$11.82M · loan HK$27.59M · min. income ≈ HK$267,396/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,961
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$143,714
−HK$3,808/mo
Today · 4.125%
HK$147,522
baseline
▲ 0.50% · 4.625%
HK$155,299
+HK$7,777/mo
Deposit HK$11.82M · loan HK$27.59M · min. income ≈ HK$295,044/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,754
−HK$10,143/mo
▼ 0.25% · 3.875%
HK$166,785
−HK$5,112/mo
Today · 4.125%
HK$171,897
baseline
▲ 0.50% · 4.625%
HK$182,357
+HK$10,460/mo
Deposit HK$3.94M · loan HK$35.47M · min. income ≈ HK$343,794/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,950
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$184,776
−HK$4,896/mo
Today · 4.125%
HK$189,672
baseline
▲ 0.50% · 4.625%
HK$199,670
+HK$9,998/mo
Deposit HK$3.94M · loan HK$35.47M · min. income ≈ HK$379,344/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,674,895 · Scale 2, in force from 26 Feb 2026)