LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,883
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,679
−HK$2,841/mo
Today · 4.125%
HK$95,520
baseline
▲ 0.50% · 4.625%
HK$101,332
+HK$5,812/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$191,040/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,994
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,676
−HK$2,721/mo
Today · 4.125%
HK$105,397
baseline
▲ 0.50% · 4.625%
HK$110,952
+HK$5,555/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$210,794/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,860
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$111,215
−HK$3,409/mo
Today · 4.125%
HK$114,624
baseline
▲ 0.50% · 4.625%
HK$121,598
+HK$6,974/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$229,248/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,993
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$123,211
−HK$3,265/mo
Today · 4.125%
HK$126,476
baseline
▲ 0.50% · 4.625%
HK$133,143
+HK$6,667/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$252,952/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,837
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$129,751
−HK$3,977/mo
Today · 4.125%
HK$133,728
baseline
▲ 0.50% · 4.625%
HK$141,865
+HK$8,137/mo
Deposit HK$11.83M · loan HK$27.59M · min. income ≈ HK$267,456/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,992
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$143,747
−HK$3,808/mo
Today · 4.125%
HK$147,555
baseline
▲ 0.50% · 4.625%
HK$155,333
+HK$7,778/mo
Deposit HK$11.83M · loan HK$27.59M · min. income ≈ HK$295,110/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,790
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$166,823
−HK$5,113/mo
Today · 4.125%
HK$171,936
baseline
▲ 0.50% · 4.625%
HK$182,398
+HK$10,462/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$343,872/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,990
−HK$9,724/mo
▼ 0.25% · 3.875%
HK$184,817
−HK$4,897/mo
Today · 4.125%
HK$189,714
baseline
▲ 0.50% · 4.625%
HK$199,714
+HK$10,000/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$379,428/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,269 · Scale 2, in force from 26 Feb 2026)