LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,889
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,685
−HK$2,841/mo
Today · 4.125%
HK$95,526
baseline
▲ 0.50% · 4.625%
HK$101,338
+HK$5,812/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$191,052/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,000
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,682
−HK$2,721/mo
Today · 4.125%
HK$105,403
baseline
▲ 0.50% · 4.625%
HK$110,959
+HK$5,556/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$210,806/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,867
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$111,222
−HK$3,409/mo
Today · 4.125%
HK$114,631
baseline
▲ 0.50% · 4.625%
HK$121,606
+HK$6,975/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$229,262/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,001
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$123,219
−HK$3,265/mo
Today · 4.125%
HK$126,484
baseline
▲ 0.50% · 4.625%
HK$133,151
+HK$6,667/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$252,968/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,844
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$129,759
−HK$3,977/mo
Today · 4.125%
HK$133,736
baseline
▲ 0.50% · 4.625%
HK$141,874
+HK$8,138/mo
Deposit HK$11.83M · loan HK$27.59M · min. income ≈ HK$267,472/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,001
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$143,755
−HK$3,809/mo
Today · 4.125%
HK$147,564
baseline
▲ 0.50% · 4.625%
HK$155,343
+HK$7,779/mo
Deposit HK$11.83M · loan HK$27.59M · min. income ≈ HK$295,128/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,800
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$166,833
−HK$5,113/mo
Today · 4.125%
HK$171,946
baseline
▲ 0.50% · 4.625%
HK$182,409
+HK$10,463/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$343,892/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,001
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$184,828
−HK$4,898/mo
Today · 4.125%
HK$189,726
baseline
▲ 0.50% · 4.625%
HK$199,726
+HK$10,000/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$379,452/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,372 · Scale 2, in force from 26 Feb 2026)