LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,895
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,691
−HK$2,841/mo
Today · 4.125%
HK$95,532
baseline
▲ 0.50% · 4.625%
HK$101,345
+HK$5,813/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$191,064/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,007
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,689
−HK$2,721/mo
Today · 4.125%
HK$105,410
baseline
▲ 0.50% · 4.625%
HK$110,967
+HK$5,557/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$210,820/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,874
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$111,230
−HK$3,409/mo
Today · 4.125%
HK$114,639
baseline
▲ 0.50% · 4.625%
HK$121,614
+HK$6,975/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$229,278/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,009
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$123,227
−HK$3,266/mo
Today · 4.125%
HK$126,493
baseline
▲ 0.50% · 4.625%
HK$133,160
+HK$6,667/mo
Deposit HK$15.77M · loan HK$23.65M · min. income ≈ HK$252,986/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,853
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$129,768
−HK$3,977/mo
Today · 4.125%
HK$133,745
baseline
▲ 0.50% · 4.625%
HK$141,883
+HK$8,138/mo
Deposit HK$11.83M · loan HK$27.60M · min. income ≈ HK$267,490/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,010
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$143,765
−HK$3,810/mo
Today · 4.125%
HK$147,575
baseline
▲ 0.50% · 4.625%
HK$155,353
+HK$7,778/mo
Deposit HK$11.83M · loan HK$27.60M · min. income ≈ HK$295,150/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,811
−HK$10,147/mo
▼ 0.25% · 3.875%
HK$166,844
−HK$5,114/mo
Today · 4.125%
HK$171,958
baseline
▲ 0.50% · 4.625%
HK$182,421
+HK$10,463/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$343,916/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,013
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$184,841
−HK$4,898/mo
Today · 4.125%
HK$189,739
baseline
▲ 0.50% · 4.625%
HK$199,740
+HK$10,001/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$379,478/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,487 · Scale 2, in force from 26 Feb 2026)