LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,904
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,700
−HK$2,842/mo
Today · 4.125%
HK$95,542
baseline
▲ 0.50% · 4.625%
HK$101,355
+HK$5,813/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$191,084/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,017
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,699
−HK$2,722/mo
Today · 4.125%
HK$105,421
baseline
▲ 0.50% · 4.625%
HK$110,978
+HK$5,557/mo
Deposit HK$19.71M · loan HK$19.71M · min. income ≈ HK$210,842/mo (50% DSR)
Upfront cash ≈ HK$21.39M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,885
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$111,240
−HK$3,410/mo
Today · 4.125%
HK$114,650
baseline
▲ 0.50% · 4.625%
HK$121,626
+HK$6,976/mo
Deposit HK$15.77M · loan HK$23.66M · min. income ≈ HK$229,300/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,021
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$123,239
−HK$3,266/mo
Today · 4.125%
HK$126,505
baseline
▲ 0.50% · 4.625%
HK$133,173
+HK$6,668/mo
Deposit HK$15.77M · loan HK$23.66M · min. income ≈ HK$253,010/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,865
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$129,780
−HK$3,978/mo
Today · 4.125%
HK$133,758
baseline
▲ 0.50% · 4.625%
HK$141,897
+HK$8,139/mo
Deposit HK$11.83M · loan HK$27.60M · min. income ≈ HK$267,516/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,024
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$143,779
−HK$3,810/mo
Today · 4.125%
HK$147,589
baseline
▲ 0.50% · 4.625%
HK$155,369
+HK$7,780/mo
Deposit HK$11.83M · loan HK$27.60M · min. income ≈ HK$295,178/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,827
−HK$10,148/mo
▼ 0.25% · 3.875%
HK$166,861
−HK$5,114/mo
Today · 4.125%
HK$171,975
baseline
▲ 0.50% · 4.625%
HK$182,439
+HK$10,464/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$343,950/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,031
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$184,859
−HK$4,898/mo
Today · 4.125%
HK$189,757
baseline
▲ 0.50% · 4.625%
HK$199,760
+HK$10,003/mo
Deposit HK$3.94M · loan HK$35.48M · min. income ≈ HK$379,514/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,675,651 · Scale 2, in force from 26 Feb 2026)