LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,940
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,738
−HK$2,842/mo
Today · 4.125%
HK$95,580
baseline
▲ 0.50% · 4.625%
HK$101,396
+HK$5,816/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$191,160/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,057
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,741
−HK$2,722/mo
Today · 4.125%
HK$105,463
baseline
▲ 0.50% · 4.625%
HK$111,022
+HK$5,559/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$210,926/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,928
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$111,285
−HK$3,411/mo
Today · 4.125%
HK$114,696
baseline
▲ 0.50% · 4.625%
HK$121,675
+HK$6,979/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$229,392/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,069
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,289
−HK$3,267/mo
Today · 4.125%
HK$126,556
baseline
▲ 0.50% · 4.625%
HK$133,226
+HK$6,670/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$253,112/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,916
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,833
−HK$3,979/mo
Today · 4.125%
HK$133,812
baseline
▲ 0.50% · 4.625%
HK$141,954
+HK$8,142/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$267,624/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,080
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,837
−HK$3,811/mo
Today · 4.125%
HK$147,648
baseline
▲ 0.50% · 4.625%
HK$155,431
+HK$7,783/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$295,296/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,892
−HK$10,152/mo
▼ 0.25% · 3.875%
HK$166,928
−HK$5,116/mo
Today · 4.125%
HK$172,044
baseline
▲ 0.50% · 4.625%
HK$182,512
+HK$10,468/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$344,088/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,103
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$184,933
−HK$4,900/mo
Today · 4.125%
HK$189,833
baseline
▲ 0.50% · 4.625%
HK$199,840
+HK$10,007/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$379,666/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,323 · Scale 2, in force from 26 Feb 2026)