LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,943
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,740
−HK$2,843/mo
Today · 4.125%
HK$95,583
baseline
▲ 0.50% · 4.625%
HK$101,399
+HK$5,816/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$191,166/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,060
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,744
−HK$2,722/mo
Today · 4.125%
HK$105,466
baseline
▲ 0.50% · 4.625%
HK$111,025
+HK$5,559/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$210,932/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,931
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$111,288
−HK$3,411/mo
Today · 4.125%
HK$114,699
baseline
▲ 0.50% · 4.625%
HK$121,679
+HK$6,980/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$229,398/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,072
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$123,293
−HK$3,266/mo
Today · 4.125%
HK$126,559
baseline
▲ 0.50% · 4.625%
HK$133,231
+HK$6,672/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$253,118/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,920
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,836
−HK$3,980/mo
Today · 4.125%
HK$133,816
baseline
▲ 0.50% · 4.625%
HK$141,958
+HK$8,142/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$267,632/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,084
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,841
−HK$3,812/mo
Today · 4.125%
HK$147,653
baseline
▲ 0.50% · 4.625%
HK$155,436
+HK$7,783/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$295,306/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,897
−HK$10,152/mo
▼ 0.25% · 3.875%
HK$166,933
−HK$5,116/mo
Today · 4.125%
HK$172,049
baseline
▲ 0.50% · 4.625%
HK$182,518
+HK$10,469/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$344,098/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,108
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$184,939
−HK$4,900/mo
Today · 4.125%
HK$189,839
baseline
▲ 0.50% · 4.625%
HK$199,846
+HK$10,007/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$379,678/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,374 · Scale 2, in force from 26 Feb 2026)