LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,956
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,754
−HK$2,843/mo
Today · 4.125%
HK$95,597
baseline
▲ 0.50% · 4.625%
HK$101,413
+HK$5,816/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$191,194/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,075
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,759
−HK$2,722/mo
Today · 4.125%
HK$105,481
baseline
▲ 0.50% · 4.625%
HK$111,041
+HK$5,560/mo
Deposit HK$19.72M · loan HK$19.72M · min. income ≈ HK$210,962/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,947
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$111,304
−HK$3,412/mo
Today · 4.125%
HK$114,716
baseline
▲ 0.50% · 4.625%
HK$121,696
+HK$6,980/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$229,432/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,090
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$123,310
−HK$3,268/mo
Today · 4.125%
HK$126,578
baseline
▲ 0.50% · 4.625%
HK$133,250
+HK$6,672/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$253,156/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,938
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$129,855
−HK$3,980/mo
Today · 4.125%
HK$133,835
baseline
▲ 0.50% · 4.625%
HK$141,979
+HK$8,144/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$267,670/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,105
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,862
−HK$3,812/mo
Today · 4.125%
HK$147,674
baseline
▲ 0.50% · 4.625%
HK$155,458
+HK$7,784/mo
Deposit HK$11.83M · loan HK$27.61M · min. income ≈ HK$295,348/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,920
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$166,957
−HK$5,117/mo
Today · 4.125%
HK$172,074
baseline
▲ 0.50% · 4.625%
HK$182,544
+HK$10,470/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$344,148/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,134
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,966
−HK$4,901/mo
Today · 4.125%
HK$189,867
baseline
▲ 0.50% · 4.625%
HK$199,875
+HK$10,008/mo
Deposit HK$3.94M · loan HK$35.50M · min. income ≈ HK$379,734/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,616 · Scale 2, in force from 26 Feb 2026)