LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,960
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,758
−HK$2,843/mo
Today · 4.125%
HK$95,601
baseline
▲ 0.50% · 4.625%
HK$101,419
+HK$5,818/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,202/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,080
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,764
−HK$2,723/mo
Today · 4.125%
HK$105,487
baseline
▲ 0.50% · 4.625%
HK$111,047
+HK$5,560/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$210,974/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,952
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,310
−HK$3,412/mo
Today · 4.125%
HK$114,722
baseline
▲ 0.50% · 4.625%
HK$121,702
+HK$6,980/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$229,444/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,096
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$123,317
−HK$3,267/mo
Today · 4.125%
HK$126,584
baseline
▲ 0.50% · 4.625%
HK$133,256
+HK$6,672/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$253,168/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,944
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,862
−HK$3,980/mo
Today · 4.125%
HK$133,842
baseline
▲ 0.50% · 4.625%
HK$141,986
+HK$8,144/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$267,684/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,112
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,869
−HK$3,812/mo
Today · 4.125%
HK$147,681
baseline
▲ 0.50% · 4.625%
HK$155,466
+HK$7,785/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$295,362/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,928
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$166,965
−HK$5,117/mo
Today · 4.125%
HK$172,082
baseline
▲ 0.50% · 4.625%
HK$182,553
+HK$10,471/mo
Deposit HK$3.95M · loan HK$35.51M · min. income ≈ HK$344,164/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,143
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,975
−HK$4,901/mo
Today · 4.125%
HK$189,876
baseline
▲ 0.50% · 4.625%
HK$199,885
+HK$10,009/mo
Deposit HK$3.95M · loan HK$35.51M · min. income ≈ HK$379,752/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,700 · Scale 2, in force from 26 Feb 2026)