LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,968
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,767
−HK$2,843/mo
Today · 4.125%
HK$95,610
baseline
▲ 0.50% · 4.625%
HK$101,427
+HK$5,817/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,220/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,089
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,773
−HK$2,723/mo
Today · 4.125%
HK$105,496
baseline
▲ 0.50% · 4.625%
HK$111,057
+HK$5,561/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$210,992/mo (50% DSR)
Upfront cash ≈ HK$21.40M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,962
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$111,320
−HK$3,412/mo
Today · 4.125%
HK$114,732
baseline
▲ 0.50% · 4.625%
HK$121,713
+HK$6,981/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$229,464/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,106
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,327
−HK$3,268/mo
Today · 4.125%
HK$126,595
baseline
▲ 0.50% · 4.625%
HK$133,268
+HK$6,673/mo
Deposit HK$15.78M · loan HK$23.67M · min. income ≈ HK$253,190/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,955
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,873
−HK$3,981/mo
Today · 4.125%
HK$133,854
baseline
▲ 0.50% · 4.625%
HK$141,998
+HK$8,144/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$267,708/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,124
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$143,882
−HK$3,812/mo
Today · 4.125%
HK$147,694
baseline
▲ 0.50% · 4.625%
HK$155,480
+HK$7,786/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$295,388/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,942
−HK$10,156/mo
▼ 0.25% · 3.875%
HK$166,980
−HK$5,118/mo
Today · 4.125%
HK$172,098
baseline
▲ 0.50% · 4.625%
HK$182,569
+HK$10,471/mo
Deposit HK$3.95M · loan HK$35.51M · min. income ≈ HK$344,196/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,159
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$184,991
−HK$4,902/mo
Today · 4.125%
HK$189,893
baseline
▲ 0.50% · 4.625%
HK$199,902
+HK$10,009/mo
Deposit HK$3.95M · loan HK$35.51M · min. income ≈ HK$379,786/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,676,848 · Scale 2, in force from 26 Feb 2026)