LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,984
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,783
−HK$2,843/mo
Today · 4.125%
HK$95,626
baseline
▲ 0.50% · 4.625%
HK$101,445
+HK$5,819/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,252/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,106
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,791
−HK$2,723/mo
Today · 4.125%
HK$105,514
baseline
▲ 0.50% · 4.625%
HK$111,076
+HK$5,562/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$211,028/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,980
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,339
−HK$3,413/mo
Today · 4.125%
HK$114,752
baseline
▲ 0.50% · 4.625%
HK$121,734
+HK$6,982/mo
Deposit HK$15.78M · loan HK$23.68M · min. income ≈ HK$229,504/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,127
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$123,349
−HK$3,268/mo
Today · 4.125%
HK$126,617
baseline
▲ 0.50% · 4.625%
HK$133,291
+HK$6,674/mo
Deposit HK$15.78M · loan HK$23.68M · min. income ≈ HK$253,234/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,977
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$129,896
−HK$3,981/mo
Today · 4.125%
HK$133,877
baseline
▲ 0.50% · 4.625%
HK$142,023
+HK$8,146/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$267,754/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,148
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$143,907
−HK$3,813/mo
Today · 4.125%
HK$147,720
baseline
▲ 0.50% · 4.625%
HK$155,507
+HK$7,787/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$295,440/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,971
−HK$10,157/mo
▼ 0.25% · 3.875%
HK$167,009
−HK$5,119/mo
Today · 4.125%
HK$172,128
baseline
▲ 0.50% · 4.625%
HK$182,601
+HK$10,473/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,256/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,191
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$185,023
−HK$4,903/mo
Today · 4.125%
HK$189,926
baseline
▲ 0.50% · 4.625%
HK$199,937
+HK$10,011/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,852/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,140 · Scale 2, in force from 26 Feb 2026)