LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,988
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,787
−HK$2,844/mo
Today · 4.125%
HK$95,631
baseline
▲ 0.50% · 4.625%
HK$101,450
+HK$5,819/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,262/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,110
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,795
−HK$2,724/mo
Today · 4.125%
HK$105,519
baseline
▲ 0.50% · 4.625%
HK$111,081
+HK$5,562/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$211,038/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,985
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,344
−HK$3,413/mo
Today · 4.125%
HK$114,757
baseline
▲ 0.50% · 4.625%
HK$121,740
+HK$6,983/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$229,514/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,133
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$123,354
−HK$3,269/mo
Today · 4.125%
HK$126,623
baseline
▲ 0.50% · 4.625%
HK$133,297
+HK$6,674/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$253,246/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,983
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$129,902
−HK$3,981/mo
Today · 4.125%
HK$133,883
baseline
▲ 0.50% · 4.625%
HK$142,030
+HK$8,147/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$267,766/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,155
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$143,914
−HK$3,813/mo
Today · 4.125%
HK$147,727
baseline
▲ 0.50% · 4.625%
HK$155,514
+HK$7,787/mo
Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$295,454/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,978
−HK$10,157/mo
▼ 0.25% · 3.875%
HK$167,016
−HK$5,119/mo
Today · 4.125%
HK$172,135
baseline
▲ 0.50% · 4.625%
HK$182,609
+HK$10,474/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,270/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,199
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$185,032
−HK$4,902/mo
Today · 4.125%
HK$189,934
baseline
▲ 0.50% · 4.625%
HK$199,946
+HK$10,012/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,868/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,215 · Scale 2, in force from 26 Feb 2026)