LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,989
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,788
−HK$2,844/mo
Today · 4.125%
HK$95,632
baseline
▲ 0.50% · 4.625%
HK$101,451
+HK$5,819/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,264/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,112
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,797
−HK$2,724/mo
Today · 4.125%
HK$105,521
baseline
▲ 0.50% · 4.625%
HK$111,083
+HK$5,562/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$211,042/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,987
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,346
−HK$3,413/mo
Today · 4.125%
HK$114,759
baseline
▲ 0.50% · 4.625%
HK$121,742
+HK$6,983/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$229,518/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,134
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,356
−HK$3,269/mo
Today · 4.125%
HK$126,625
baseline
▲ 0.50% · 4.625%
HK$133,300
+HK$6,675/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$253,250/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,985
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$129,904
−HK$3,981/mo
Today · 4.125%
HK$133,885
baseline
▲ 0.50% · 4.625%
HK$142,032
+HK$8,147/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$267,770/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,157
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$143,916
−HK$3,813/mo
Today · 4.125%
HK$147,729
baseline
▲ 0.50% · 4.625%
HK$155,516
+HK$7,787/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$295,458/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,981
−HK$10,157/mo
▼ 0.25% · 3.875%
HK$167,019
−HK$5,119/mo
Today · 4.125%
HK$172,138
baseline
▲ 0.50% · 4.625%
HK$182,612
+HK$10,474/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,276/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,202
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$185,035
−HK$4,902/mo
Today · 4.125%
HK$189,937
baseline
▲ 0.50% · 4.625%
HK$199,949
+HK$10,012/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,874/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,242 · Scale 2, in force from 26 Feb 2026)