LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,994
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,793
−HK$2,844/mo
Today · 4.125%
HK$95,637
baseline
▲ 0.50% · 4.625%
HK$101,457
+HK$5,820/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$191,274/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,117
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,802
−HK$2,724/mo
Today · 4.125%
HK$105,526
baseline
▲ 0.50% · 4.625%
HK$111,089
+HK$5,563/mo
Deposit HK$19.73M · loan HK$19.73M · min. income ≈ HK$211,052/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,993
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,352
−HK$3,413/mo
Today · 4.125%
HK$114,765
baseline
▲ 0.50% · 4.625%
HK$121,748
+HK$6,983/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$229,530/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,141
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,363
−HK$3,269/mo
Today · 4.125%
HK$126,632
baseline
▲ 0.50% · 4.625%
HK$133,307
+HK$6,675/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$253,264/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,991
−HK$7,901/mo
▼ 0.25% · 3.875%
HK$129,911
−HK$3,981/mo
Today · 4.125%
HK$133,892
baseline
▲ 0.50% · 4.625%
HK$142,039
+HK$8,147/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$267,784/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,164
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$143,923
−HK$3,814/mo
Today · 4.125%
HK$147,737
baseline
▲ 0.50% · 4.625%
HK$155,524
+HK$7,787/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$295,474/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,989
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$167,028
−HK$5,119/mo
Today · 4.125%
HK$172,147
baseline
▲ 0.50% · 4.625%
HK$182,622
+HK$10,475/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,294/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,211
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$185,044
−HK$4,903/mo
Today · 4.125%
HK$189,947
baseline
▲ 0.50% · 4.625%
HK$199,960
+HK$10,013/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,894/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,330 · Scale 2, in force from 26 Feb 2026)