LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,003
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,803
−HK$2,844/mo
Today · 4.125%
HK$95,647
baseline
▲ 0.50% · 4.625%
HK$101,467
+HK$5,820/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,294/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,127
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,813
−HK$2,724/mo
Today · 4.125%
HK$105,537
baseline
▲ 0.50% · 4.625%
HK$111,100
+HK$5,563/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,074/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,004
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,363
−HK$3,413/mo
Today · 4.125%
HK$114,776
baseline
▲ 0.50% · 4.625%
HK$121,760
+HK$6,984/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$229,552/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,153
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$123,375
−HK$3,269/mo
Today · 4.125%
HK$126,644
baseline
▲ 0.50% · 4.625%
HK$133,320
+HK$6,676/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$253,288/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,004
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$129,924
−HK$3,982/mo
Today · 4.125%
HK$133,906
baseline
▲ 0.50% · 4.625%
HK$142,054
+HK$8,148/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$267,812/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,178
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$143,938
−HK$3,814/mo
Today · 4.125%
HK$147,752
baseline
▲ 0.50% · 4.625%
HK$155,540
+HK$7,788/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$295,504/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,005
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$167,045
−HK$5,119/mo
Today · 4.125%
HK$172,164
baseline
▲ 0.50% · 4.625%
HK$182,640
+HK$10,476/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,328/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,229
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$185,063
−HK$4,904/mo
Today · 4.125%
HK$189,967
baseline
▲ 0.50% · 4.625%
HK$199,980
+HK$10,013/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,934/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,498 · Scale 2, in force from 26 Feb 2026)