LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,006
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,806
−HK$2,844/mo
Today · 4.125%
HK$95,650
baseline
▲ 0.50% · 4.625%
HK$101,470
+HK$5,820/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,300/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,131
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,816
−HK$2,725/mo
Today · 4.125%
HK$105,541
baseline
▲ 0.50% · 4.625%
HK$111,104
+HK$5,563/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,082/mo (50% DSR)
Upfront cash ≈ HK$21.41M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,007
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$111,367
−HK$3,413/mo
Today · 4.125%
HK$114,780
baseline
▲ 0.50% · 4.625%
HK$121,764
+HK$6,984/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$229,560/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,157
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$123,379
−HK$3,270/mo
Today · 4.125%
HK$126,649
baseline
▲ 0.50% · 4.625%
HK$133,324
+HK$6,675/mo
Deposit HK$15.79M · loan HK$23.68M · min. income ≈ HK$253,298/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,008
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$129,928
−HK$3,982/mo
Today · 4.125%
HK$133,910
baseline
▲ 0.50% · 4.625%
HK$142,058
+HK$8,148/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$267,820/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,183
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$143,943
−HK$3,814/mo
Today · 4.125%
HK$147,757
baseline
▲ 0.50% · 4.625%
HK$155,545
+HK$7,788/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$295,514/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,011
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$167,050
−HK$5,120/mo
Today · 4.125%
HK$172,170
baseline
▲ 0.50% · 4.625%
HK$182,646
+HK$10,476/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$344,340/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,235
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$185,069
−HK$4,904/mo
Today · 4.125%
HK$189,973
baseline
▲ 0.50% · 4.625%
HK$199,987
+HK$10,014/mo
Deposit HK$3.95M · loan HK$35.52M · min. income ≈ HK$379,946/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$1,677,555 · Scale 2, in force from 26 Feb 2026)