LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,017
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,817
−HK$2,845/mo
Today · 4.125%
HK$95,662
baseline
▲ 0.50% · 4.625%
HK$101,482
+HK$5,820/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,324/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,143
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,828
−HK$2,725/mo
Today · 4.125%
HK$105,553
baseline
▲ 0.50% · 4.625%
HK$111,117
+HK$5,564/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,106/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,020
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$111,380
−HK$3,414/mo
Today · 4.125%
HK$114,794
baseline
▲ 0.50% · 4.625%
HK$121,779
+HK$6,985/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$229,588/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,171
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$123,394
−HK$3,270/mo
Today · 4.125%
HK$126,664
baseline
▲ 0.50% · 4.625%
HK$133,340
+HK$6,676/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$253,328/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,023
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$129,943
−HK$3,983/mo
Today · 4.125%
HK$133,926
baseline
▲ 0.50% · 4.625%
HK$142,075
+HK$8,149/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$267,852/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,200
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$143,960
−HK$3,814/mo
Today · 4.125%
HK$147,774
baseline
▲ 0.50% · 4.625%
HK$155,564
+HK$7,790/mo
Deposit HK$11.84M · loan HK$27.63M · min. income ≈ HK$295,548/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,030
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$167,070
−HK$5,121/mo
Today · 4.125%
HK$172,191
baseline
▲ 0.50% · 4.625%
HK$182,668
+HK$10,477/mo
Deposit HK$3.95M · loan HK$35.53M · min. income ≈ HK$344,382/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,257
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$185,091
−HK$4,904/mo
Today · 4.125%
HK$189,995
baseline
▲ 0.50% · 4.625%
HK$200,010
+HK$10,015/mo
Deposit HK$3.95M · loan HK$35.53M · min. income ≈ HK$379,990/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,677,754 · Scale 2, in force from 26 Feb 2026)