LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,025
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,826
−HK$2,845/mo
Today · 4.125%
HK$95,671
baseline
▲ 0.50% · 4.625%
HK$101,492
+HK$5,821/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,342/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,152
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,838
−HK$2,725/mo
Today · 4.125%
HK$105,563
baseline
▲ 0.50% · 4.625%
HK$111,127
+HK$5,564/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,126/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,030
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$111,391
−HK$3,414/mo
Today · 4.125%
HK$114,805
baseline
▲ 0.50% · 4.625%
HK$121,790
+HK$6,985/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$229,610/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,183
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$123,406
−HK$3,270/mo
Today · 4.125%
HK$126,676
baseline
▲ 0.50% · 4.625%
HK$133,353
+HK$6,677/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$253,352/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,035
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$129,956
−HK$3,983/mo
Today · 4.125%
HK$133,939
baseline
▲ 0.50% · 4.625%
HK$142,089
+HK$8,150/mo
Deposit HK$11.84M · loan HK$27.64M · min. income ≈ HK$267,878/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,213
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$143,973
−HK$3,815/mo
Today · 4.125%
HK$147,788
baseline
▲ 0.50% · 4.625%
HK$155,578
+HK$7,790/mo
Deposit HK$11.84M · loan HK$27.64M · min. income ≈ HK$295,576/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,045
−HK$10,162/mo
▼ 0.25% · 3.875%
HK$167,086
−HK$5,121/mo
Today · 4.125%
HK$172,207
baseline
▲ 0.50% · 4.625%
HK$182,685
+HK$10,478/mo
Deposit HK$3.95M · loan HK$35.53M · min. income ≈ HK$344,414/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,274
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$185,109
−HK$4,904/mo
Today · 4.125%
HK$190,013
baseline
▲ 0.50% · 4.625%
HK$200,029
+HK$10,016/mo
Deposit HK$3.95M · loan HK$35.53M · min. income ≈ HK$380,026/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,677,913 · Scale 2, in force from 26 Feb 2026)