LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,033
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,834
−HK$2,845/mo
Today · 4.125%
HK$95,679
baseline
▲ 0.50% · 4.625%
HK$101,501
+HK$5,822/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,358/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,161
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,847
−HK$2,725/mo
Today · 4.125%
HK$105,572
baseline
▲ 0.50% · 4.625%
HK$111,137
+HK$5,565/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,144/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,040
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$111,400
−HK$3,415/mo
Today · 4.125%
HK$114,815
baseline
▲ 0.50% · 4.625%
HK$121,801
+HK$6,986/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$229,630/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,193
−HK$6,494/mo
▼ 0.25% · 3.875%
HK$123,417
−HK$3,270/mo
Today · 4.125%
HK$126,687
baseline
▲ 0.50% · 4.625%
HK$133,365
+HK$6,678/mo
Deposit HK$15.79M · loan HK$23.69M · min. income ≈ HK$253,374/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,046
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,967
−HK$3,984/mo
Today · 4.125%
HK$133,951
baseline
▲ 0.50% · 4.625%
HK$142,101
+HK$8,150/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$267,902/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,225
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$143,986
−HK$3,815/mo
Today · 4.125%
HK$147,801
baseline
▲ 0.50% · 4.625%
HK$155,592
+HK$7,791/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$295,602/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,060
−HK$10,162/mo
▼ 0.25% · 3.875%
HK$167,101
−HK$5,121/mo
Today · 4.125%
HK$172,222
baseline
▲ 0.50% · 4.625%
HK$182,701
+HK$10,479/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,444/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,290
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$185,125
−HK$4,905/mo
Today · 4.125%
HK$190,030
baseline
▲ 0.50% · 4.625%
HK$200,047
+HK$10,017/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,060/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,060 · Scale 2, in force from 26 Feb 2026)