LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,044
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,844
−HK$2,846/mo
Today · 4.125%
HK$95,690
baseline
▲ 0.50% · 4.625%
HK$101,513
+HK$5,823/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,380/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,173
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,859
−HK$2,726/mo
Today · 4.125%
HK$105,585
baseline
▲ 0.50% · 4.625%
HK$111,150
+HK$5,565/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,170/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,052
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$111,413
−HK$3,415/mo
Today · 4.125%
HK$114,828
baseline
▲ 0.50% · 4.625%
HK$121,815
+HK$6,987/mo
Deposit HK$15.80M · loan HK$23.69M · min. income ≈ HK$229,656/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,207
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,431
−HK$3,271/mo
Today · 4.125%
HK$126,702
baseline
▲ 0.50% · 4.625%
HK$133,380
+HK$6,678/mo
Deposit HK$15.80M · loan HK$23.69M · min. income ≈ HK$253,404/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,061
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,982
−HK$3,984/mo
Today · 4.125%
HK$133,966
baseline
▲ 0.50% · 4.625%
HK$142,118
+HK$8,152/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$267,932/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,242
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$144,003
−HK$3,815/mo
Today · 4.125%
HK$147,818
baseline
▲ 0.50% · 4.625%
HK$155,610
+HK$7,792/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$295,636/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,078
−HK$10,164/mo
▼ 0.25% · 3.875%
HK$167,120
−HK$5,122/mo
Today · 4.125%
HK$172,242
baseline
▲ 0.50% · 4.625%
HK$182,723
+HK$10,481/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,484/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,311
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$185,147
−HK$4,905/mo
Today · 4.125%
HK$190,052
baseline
▲ 0.50% · 4.625%
HK$200,070
+HK$10,018/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,104/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,256 · Scale 2, in force from 26 Feb 2026)