LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,046
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,847
−HK$2,846/mo
Today · 4.125%
HK$95,693
baseline
▲ 0.50% · 4.625%
HK$101,516
+HK$5,823/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$191,386/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,176
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,862
−HK$2,726/mo
Today · 4.125%
HK$105,588
baseline
▲ 0.50% · 4.625%
HK$111,154
+HK$5,566/mo
Deposit HK$19.74M · loan HK$19.74M · min. income ≈ HK$211,176/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,056
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$111,417
−HK$3,415/mo
Today · 4.125%
HK$114,832
baseline
▲ 0.50% · 4.625%
HK$121,819
+HK$6,987/mo
Deposit HK$15.80M · loan HK$23.69M · min. income ≈ HK$229,664/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,211
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,435
−HK$3,271/mo
Today · 4.125%
HK$126,706
baseline
▲ 0.50% · 4.625%
HK$133,384
+HK$6,678/mo
Deposit HK$15.80M · loan HK$23.69M · min. income ≈ HK$253,412/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,065
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,986
−HK$3,984/mo
Today · 4.125%
HK$133,970
baseline
▲ 0.50% · 4.625%
HK$142,122
+HK$8,152/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$267,940/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,246
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$144,007
−HK$3,816/mo
Today · 4.125%
HK$147,823
baseline
▲ 0.50% · 4.625%
HK$155,615
+HK$7,792/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$295,646/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,084
−HK$10,164/mo
▼ 0.25% · 3.875%
HK$167,125
−HK$5,123/mo
Today · 4.125%
HK$172,248
baseline
▲ 0.50% · 4.625%
HK$182,729
+HK$10,481/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,496/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,316
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$185,152
−HK$4,906/mo
Today · 4.125%
HK$190,058
baseline
▲ 0.50% · 4.625%
HK$200,077
+HK$10,019/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,116/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,310 · Scale 2, in force from 26 Feb 2026)