LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,052
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,853
−HK$2,846/mo
Today · 4.125%
HK$95,699
baseline
▲ 0.50% · 4.625%
HK$101,522
+HK$5,823/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,398/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,182
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,868
−HK$2,726/mo
Today · 4.125%
HK$105,594
baseline
▲ 0.50% · 4.625%
HK$111,160
+HK$5,566/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,188/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,062
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$111,423
−HK$3,415/mo
Today · 4.125%
HK$114,838
baseline
▲ 0.50% · 4.625%
HK$121,826
+HK$6,988/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,676/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,218
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,442
−HK$3,271/mo
Today · 4.125%
HK$126,713
baseline
▲ 0.50% · 4.625%
HK$133,392
+HK$6,679/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,426/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,072
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$129,994
−HK$3,984/mo
Today · 4.125%
HK$133,978
baseline
▲ 0.50% · 4.625%
HK$142,130
+HK$8,152/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$267,956/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,254
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$144,016
−HK$3,816/mo
Today · 4.125%
HK$147,832
baseline
▲ 0.50% · 4.625%
HK$155,624
+HK$7,792/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$295,664/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,093
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$167,135
−HK$5,123/mo
Today · 4.125%
HK$172,258
baseline
▲ 0.50% · 4.625%
HK$182,739
+HK$10,481/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,516/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,327
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$185,163
−HK$4,906/mo
Today · 4.125%
HK$190,069
baseline
▲ 0.50% · 4.625%
HK$200,088
+HK$10,019/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,138/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,406 · Scale 2, in force from 26 Feb 2026)