LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,053
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,855
−HK$2,846/mo
Today · 4.125%
HK$95,701
baseline
▲ 0.50% · 4.625%
HK$101,524
+HK$5,823/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,402/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,184
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,870
−HK$2,726/mo
Today · 4.125%
HK$105,596
baseline
▲ 0.50% · 4.625%
HK$111,162
+HK$5,566/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,192/mo (50% DSR)
Upfront cash ≈ HK$21.42M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,064
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$111,426
−HK$3,415/mo
Today · 4.125%
HK$114,841
baseline
▲ 0.50% · 4.625%
HK$121,829
+HK$6,988/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,682/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,220
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,445
−HK$3,270/mo
Today · 4.125%
HK$126,715
baseline
▲ 0.50% · 4.625%
HK$133,395
+HK$6,680/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,430/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,075
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$129,996
−HK$3,985/mo
Today · 4.125%
HK$133,981
baseline
▲ 0.50% · 4.625%
HK$142,133
+HK$8,152/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$267,962/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,257
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$144,019
−HK$3,816/mo
Today · 4.125%
HK$147,835
baseline
▲ 0.50% · 4.625%
HK$155,627
+HK$7,792/mo
Deposit HK$11.85M · loan HK$27.64M · min. income ≈ HK$295,670/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,096
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$167,138
−HK$5,123/mo
Today · 4.125%
HK$172,261
baseline
▲ 0.50% · 4.625%
HK$182,743
+HK$10,482/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,522/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,330
−HK$9,743/mo
▼ 0.25% · 3.875%
HK$185,167
−HK$4,906/mo
Today · 4.125%
HK$190,073
baseline
▲ 0.50% · 4.625%
HK$200,092
+HK$10,019/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,146/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,440 · Scale 2, in force from 26 Feb 2026)