LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,056
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,857
−HK$2,846/mo
Today · 4.125%
HK$95,703
baseline
▲ 0.50% · 4.625%
HK$101,527
+HK$5,824/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,406/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,187
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,874
−HK$2,725/mo
Today · 4.125%
HK$105,599
baseline
▲ 0.50% · 4.625%
HK$111,166
+HK$5,567/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,198/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,067
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$111,429
−HK$3,415/mo
Today · 4.125%
HK$114,844
baseline
▲ 0.50% · 4.625%
HK$121,832
+HK$6,988/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,688/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,224
−HK$6,495/mo
▼ 0.25% · 3.875%
HK$123,448
−HK$3,271/mo
Today · 4.125%
HK$126,719
baseline
▲ 0.50% · 4.625%
HK$133,399
+HK$6,680/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,438/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,079
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$130,000
−HK$3,985/mo
Today · 4.125%
HK$133,985
baseline
▲ 0.50% · 4.625%
HK$142,138
+HK$8,153/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$267,970/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,261
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$144,023
−HK$3,816/mo
Today · 4.125%
HK$147,839
baseline
▲ 0.50% · 4.625%
HK$155,632
+HK$7,793/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$295,678/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,101
−HK$10,165/mo
▼ 0.25% · 3.875%
HK$167,143
−HK$5,123/mo
Today · 4.125%
HK$172,266
baseline
▲ 0.50% · 4.625%
HK$182,748
+HK$10,482/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$344,532/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,336
−HK$9,743/mo
▼ 0.25% · 3.875%
HK$185,172
−HK$4,907/mo
Today · 4.125%
HK$190,079
baseline
▲ 0.50% · 4.625%
HK$200,098
+HK$10,019/mo
Deposit HK$3.95M · loan HK$35.54M · min. income ≈ HK$380,158/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,490 · Scale 2, in force from 26 Feb 2026)