LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,083
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,886
−HK$2,846/mo
Today · 4.125%
HK$95,732
baseline
▲ 0.50% · 4.625%
HK$101,558
+HK$5,826/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,464/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,217
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,905
−HK$2,726/mo
Today · 4.125%
HK$105,631
baseline
▲ 0.50% · 4.625%
HK$111,199
+HK$5,568/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,262/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,100
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,463
−HK$3,416/mo
Today · 4.125%
HK$114,879
baseline
▲ 0.50% · 4.625%
HK$121,869
+HK$6,990/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,758/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,260
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$123,486
−HK$3,272/mo
Today · 4.125%
HK$126,758
baseline
▲ 0.50% · 4.625%
HK$133,439
+HK$6,681/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,516/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,117
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,040
−HK$3,985/mo
Today · 4.125%
HK$134,025
baseline
▲ 0.50% · 4.625%
HK$142,181
+HK$8,156/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$268,050/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,304
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$144,067
−HK$3,817/mo
Today · 4.125%
HK$147,884
baseline
▲ 0.50% · 4.625%
HK$155,679
+HK$7,795/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$295,768/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,150
−HK$10,168/mo
▼ 0.25% · 3.875%
HK$167,194
−HK$5,124/mo
Today · 4.125%
HK$172,318
baseline
▲ 0.50% · 4.625%
HK$182,804
+HK$10,486/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$344,636/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,390
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$185,228
−HK$4,908/mo
Today · 4.125%
HK$190,136
baseline
▲ 0.50% · 4.625%
HK$200,159
+HK$10,023/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$380,272/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,678,998 · Scale 2, in force from 26 Feb 2026)