LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,086
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,888
−HK$2,847/mo
Today · 4.125%
HK$95,735
baseline
▲ 0.50% · 4.625%
HK$101,560
+HK$5,825/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,470/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,219
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,907
−HK$2,727/mo
Today · 4.125%
HK$105,634
baseline
▲ 0.50% · 4.625%
HK$111,202
+HK$5,568/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,268/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,103
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,465
−HK$3,417/mo
Today · 4.125%
HK$114,882
baseline
▲ 0.50% · 4.625%
HK$121,872
+HK$6,990/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,764/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,263
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$123,489
−HK$3,272/mo
Today · 4.125%
HK$126,761
baseline
▲ 0.50% · 4.625%
HK$133,442
+HK$6,681/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,522/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,120
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$130,043
−HK$3,986/mo
Today · 4.125%
HK$134,029
baseline
▲ 0.50% · 4.625%
HK$142,184
+HK$8,155/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$268,058/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,307
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,070
−HK$3,818/mo
Today · 4.125%
HK$147,888
baseline
▲ 0.50% · 4.625%
HK$155,683
+HK$7,795/mo
Deposit HK$11.85M · loan HK$27.65M · min. income ≈ HK$295,776/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,154
−HK$10,169/mo
▼ 0.25% · 3.875%
HK$167,198
−HK$5,125/mo
Today · 4.125%
HK$172,323
baseline
▲ 0.50% · 4.625%
HK$182,808
+HK$10,485/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$344,646/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,395
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$185,233
−HK$4,908/mo
Today · 4.125%
HK$190,141
baseline
▲ 0.50% · 4.625%
HK$200,164
+HK$10,023/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$380,282/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,040 · Scale 2, in force from 26 Feb 2026)