LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,088
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,890
−HK$2,847/mo
Today · 4.125%
HK$95,737
baseline
▲ 0.50% · 4.625%
HK$101,562
+HK$5,825/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$191,474/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,222
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,909
−HK$2,727/mo
Today · 4.125%
HK$105,636
baseline
▲ 0.50% · 4.625%
HK$111,204
+HK$5,568/mo
Deposit HK$19.75M · loan HK$19.75M · min. income ≈ HK$211,272/mo (50% DSR)
Upfront cash ≈ HK$21.43M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,105
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,468
−HK$3,416/mo
Today · 4.125%
HK$114,884
baseline
▲ 0.50% · 4.625%
HK$121,875
+HK$6,991/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$229,768/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,266
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,491
−HK$3,272/mo
Today · 4.125%
HK$126,763
baseline
▲ 0.50% · 4.625%
HK$133,445
+HK$6,682/mo
Deposit HK$15.80M · loan HK$23.70M · min. income ≈ HK$253,526/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,123
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$130,046
−HK$3,986/mo
Today · 4.125%
HK$134,032
baseline
▲ 0.50% · 4.625%
HK$142,187
+HK$8,155/mo
Deposit HK$11.85M · loan HK$27.66M · min. income ≈ HK$268,064/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,310
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,073
−HK$3,818/mo
Today · 4.125%
HK$147,891
baseline
▲ 0.50% · 4.625%
HK$155,686
+HK$7,795/mo
Deposit HK$11.85M · loan HK$27.66M · min. income ≈ HK$295,782/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,158
−HK$10,168/mo
▼ 0.25% · 3.875%
HK$167,202
−HK$5,124/mo
Today · 4.125%
HK$172,326
baseline
▲ 0.50% · 4.625%
HK$182,812
+HK$10,486/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$344,652/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,399
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$185,237
−HK$4,908/mo
Today · 4.125%
HK$190,145
baseline
▲ 0.50% · 4.625%
HK$200,168
+HK$10,023/mo
Deposit HK$3.95M · loan HK$35.56M · min. income ≈ HK$380,290/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,077 · Scale 2, in force from 26 Feb 2026)