LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,118
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,921
−HK$2,848/mo
Today · 4.125%
HK$95,769
baseline
▲ 0.50% · 4.625%
HK$101,596
+HK$5,827/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,538/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,255
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,944
−HK$2,727/mo
Today · 4.125%
HK$105,671
baseline
▲ 0.50% · 4.625%
HK$111,241
+HK$5,570/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,342/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,141
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,505
−HK$3,417/mo
Today · 4.125%
HK$114,922
baseline
▲ 0.50% · 4.625%
HK$121,915
+HK$6,993/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,844/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,306
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,532
−HK$3,274/mo
Today · 4.125%
HK$126,806
baseline
▲ 0.50% · 4.625%
HK$133,490
+HK$6,684/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,612/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,165
−HK$7,911/mo
▼ 0.25% · 3.875%
HK$130,089
−HK$3,987/mo
Today · 4.125%
HK$134,076
baseline
▲ 0.50% · 4.625%
HK$142,234
+HK$8,158/mo
Deposit HK$11.86M · loan HK$27.66M · min. income ≈ HK$268,152/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,357
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$144,121
−HK$3,819/mo
Today · 4.125%
HK$147,940
baseline
▲ 0.50% · 4.625%
HK$155,738
+HK$7,798/mo
Deposit HK$11.86M · loan HK$27.66M · min. income ≈ HK$295,880/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,212
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$167,257
−HK$5,127/mo
Today · 4.125%
HK$172,384
baseline
▲ 0.50% · 4.625%
HK$182,873
+HK$10,489/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,768/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,459
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$185,299
−HK$4,909/mo
Today · 4.125%
HK$190,208
baseline
▲ 0.50% · 4.625%
HK$200,235
+HK$10,027/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,416/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,634 · Scale 2, in force from 26 Feb 2026)