LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,119
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,922
−HK$2,848/mo
Today · 4.125%
HK$95,770
baseline
▲ 0.50% · 4.625%
HK$101,598
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,540/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,257
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,946
−HK$2,727/mo
Today · 4.125%
HK$105,673
baseline
▲ 0.50% · 4.625%
HK$111,243
+HK$5,570/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,346/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,143
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,507
−HK$3,418/mo
Today · 4.125%
HK$114,925
baseline
▲ 0.50% · 4.625%
HK$121,917
+HK$6,992/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,850/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,308
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,535
−HK$3,273/mo
Today · 4.125%
HK$126,808
baseline
▲ 0.50% · 4.625%
HK$133,492
+HK$6,684/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,616/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,167
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,091
−HK$3,988/mo
Today · 4.125%
HK$134,079
baseline
▲ 0.50% · 4.625%
HK$142,237
+HK$8,158/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,158/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,359
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,124
−HK$3,819/mo
Today · 4.125%
HK$147,943
baseline
▲ 0.50% · 4.625%
HK$155,741
+HK$7,798/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,886/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,215
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$167,260
−HK$5,127/mo
Today · 4.125%
HK$172,387
baseline
▲ 0.50% · 4.625%
HK$182,876
+HK$10,489/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,774/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,462
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$185,302
−HK$4,910/mo
Today · 4.125%
HK$190,212
baseline
▲ 0.50% · 4.625%
HK$200,238
+HK$10,026/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,424/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,665 · Scale 2, in force from 26 Feb 2026)