LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,122
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,925
−HK$2,848/mo
Today · 4.125%
HK$95,773
baseline
▲ 0.50% · 4.625%
HK$101,601
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,546/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,260
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,949
−HK$2,727/mo
Today · 4.125%
HK$105,676
baseline
▲ 0.50% · 4.625%
HK$111,247
+HK$5,571/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,352/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,146
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,510
−HK$3,418/mo
Today · 4.125%
HK$114,928
baseline
▲ 0.50% · 4.625%
HK$121,921
+HK$6,993/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,856/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,312
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,538
−HK$3,274/mo
Today · 4.125%
HK$126,812
baseline
▲ 0.50% · 4.625%
HK$133,496
+HK$6,684/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,624/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,171
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,095
−HK$3,988/mo
Today · 4.125%
HK$134,083
baseline
▲ 0.50% · 4.625%
HK$142,241
+HK$8,158/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,166/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,364
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$144,128
−HK$3,819/mo
Today · 4.125%
HK$147,947
baseline
▲ 0.50% · 4.625%
HK$155,746
+HK$7,799/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,894/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,220
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$167,265
−HK$5,127/mo
Today · 4.125%
HK$172,392
baseline
▲ 0.50% · 4.625%
HK$182,882
+HK$10,490/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,784/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,468
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$185,308
−HK$4,910/mo
Today · 4.125%
HK$190,218
baseline
▲ 0.50% · 4.625%
HK$200,244
+HK$10,026/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,436/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,716 · Scale 2, in force from 26 Feb 2026)