LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,122
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,926
−HK$2,848/mo
Today · 4.125%
HK$95,774
baseline
▲ 0.50% · 4.625%
HK$101,601
+HK$5,827/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,548/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,260
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,949
−HK$2,728/mo
Today · 4.125%
HK$105,677
baseline
▲ 0.50% · 4.625%
HK$111,247
+HK$5,570/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,354/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,147
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,511
−HK$3,417/mo
Today · 4.125%
HK$114,928
baseline
▲ 0.50% · 4.625%
HK$121,922
+HK$6,994/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,856/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,312
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,539
−HK$3,273/mo
Today · 4.125%
HK$126,812
baseline
▲ 0.50% · 4.625%
HK$133,497
+HK$6,685/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,624/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,171
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,096
−HK$3,987/mo
Today · 4.125%
HK$134,083
baseline
▲ 0.50% · 4.625%
HK$142,242
+HK$8,159/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,166/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,364
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,129
−HK$3,819/mo
Today · 4.125%
HK$147,948
baseline
▲ 0.50% · 4.625%
HK$155,746
+HK$7,798/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,896/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,220
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$167,266
−HK$5,127/mo
Today · 4.125%
HK$172,393
baseline
▲ 0.50% · 4.625%
HK$182,882
+HK$10,489/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,786/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,468
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$185,308
−HK$4,910/mo
Today · 4.125%
HK$190,218
baseline
▲ 0.50% · 4.625%
HK$200,245
+HK$10,027/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,436/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,722 · Scale 2, in force from 26 Feb 2026)