LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,124
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,927
−HK$2,848/mo
Today · 4.125%
HK$95,775
baseline
▲ 0.50% · 4.625%
HK$101,603
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,550/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,262
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,951
−HK$2,728/mo
Today · 4.125%
HK$105,679
baseline
▲ 0.50% · 4.625%
HK$111,249
+HK$5,570/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,358/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,149
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,513
−HK$3,418/mo
Today · 4.125%
HK$114,931
baseline
▲ 0.50% · 4.625%
HK$121,924
+HK$6,993/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,862/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,314
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$123,541
−HK$3,274/mo
Today · 4.125%
HK$126,815
baseline
▲ 0.50% · 4.625%
HK$133,499
+HK$6,684/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,630/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,173
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$130,098
−HK$3,988/mo
Today · 4.125%
HK$134,086
baseline
▲ 0.50% · 4.625%
HK$142,244
+HK$8,158/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,172/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,367
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$144,131
−HK$3,819/mo
Today · 4.125%
HK$147,950
baseline
▲ 0.50% · 4.625%
HK$155,749
+HK$7,799/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,900/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,223
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$167,269
−HK$5,127/mo
Today · 4.125%
HK$172,396
baseline
▲ 0.50% · 4.625%
HK$182,886
+HK$10,490/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,792/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,471
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$185,312
−HK$4,910/mo
Today · 4.125%
HK$190,222
baseline
▲ 0.50% · 4.625%
HK$200,249
+HK$10,027/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,444/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,752 · Scale 2, in force from 26 Feb 2026)