LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,125
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,929
−HK$2,848/mo
Today · 4.125%
HK$95,777
baseline
▲ 0.50% · 4.625%
HK$101,605
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,554/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,263
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,952
−HK$2,728/mo
Today · 4.125%
HK$105,680
baseline
▲ 0.50% · 4.625%
HK$111,251
+HK$5,571/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,360/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,150
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,514
−HK$3,418/mo
Today · 4.125%
HK$114,932
baseline
▲ 0.50% · 4.625%
HK$121,926
+HK$6,994/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,864/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,316
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$123,543
−HK$3,273/mo
Today · 4.125%
HK$126,816
baseline
▲ 0.50% · 4.625%
HK$133,501
+HK$6,685/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,632/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,175
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$130,100
−HK$3,988/mo
Today · 4.125%
HK$134,088
baseline
▲ 0.50% · 4.625%
HK$142,247
+HK$8,159/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,176/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,369
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,133
−HK$3,820/mo
Today · 4.125%
HK$147,953
baseline
▲ 0.50% · 4.625%
HK$155,751
+HK$7,798/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,906/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,226
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$167,272
−HK$5,126/mo
Today · 4.125%
HK$172,398
baseline
▲ 0.50% · 4.625%
HK$182,889
+HK$10,491/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,796/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,474
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$185,314
−HK$4,911/mo
Today · 4.125%
HK$190,225
baseline
▲ 0.50% · 4.625%
HK$200,252
+HK$10,027/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,450/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,778 · Scale 2, in force from 26 Feb 2026)