LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,125
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,929
−HK$2,848/mo
Today · 4.125%
HK$95,777
baseline
▲ 0.50% · 4.625%
HK$101,605
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,554/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,264
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,953
−HK$2,728/mo
Today · 4.125%
HK$105,681
baseline
▲ 0.50% · 4.625%
HK$111,251
+HK$5,570/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,362/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,151
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,515
−HK$3,417/mo
Today · 4.125%
HK$114,932
baseline
▲ 0.50% · 4.625%
HK$121,926
+HK$6,994/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$229,864/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,316
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$123,543
−HK$3,274/mo
Today · 4.125%
HK$126,817
baseline
▲ 0.50% · 4.625%
HK$133,501
+HK$6,684/mo
Deposit HK$15.81M · loan HK$23.71M · min. income ≈ HK$253,634/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,176
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,100
−HK$3,988/mo
Today · 4.125%
HK$134,088
baseline
▲ 0.50% · 4.625%
HK$142,247
+HK$8,159/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,176/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,369
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$144,134
−HK$3,819/mo
Today · 4.125%
HK$147,953
baseline
▲ 0.50% · 4.625%
HK$155,752
+HK$7,799/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,906/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,226
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$167,272
−HK$5,127/mo
Today · 4.125%
HK$172,399
baseline
▲ 0.50% · 4.625%
HK$182,889
+HK$10,490/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$344,798/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,475
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$185,315
−HK$4,910/mo
Today · 4.125%
HK$190,225
baseline
▲ 0.50% · 4.625%
HK$200,252
+HK$10,027/mo
Deposit HK$3.95M · loan HK$35.57M · min. income ≈ HK$380,450/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,781 · Scale 2, in force from 26 Feb 2026)