LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,134
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,938
−HK$2,848/mo
Today · 4.125%
HK$95,786
baseline
▲ 0.50% · 4.625%
HK$101,614
+HK$5,828/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$191,572/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,273
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,962
−HK$2,729/mo
Today · 4.125%
HK$105,691
baseline
▲ 0.50% · 4.625%
HK$111,262
+HK$5,571/mo
Deposit HK$19.76M · loan HK$19.76M · min. income ≈ HK$211,382/mo (50% DSR)
Upfront cash ≈ HK$21.44M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,161
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$111,525
−HK$3,418/mo
Today · 4.125%
HK$114,943
baseline
▲ 0.50% · 4.625%
HK$121,937
+HK$6,994/mo
Deposit HK$15.81M · loan HK$23.72M · min. income ≈ HK$229,886/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,328
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$123,555
−HK$3,274/mo
Today · 4.125%
HK$126,829
baseline
▲ 0.50% · 4.625%
HK$133,514
+HK$6,685/mo
Deposit HK$15.81M · loan HK$23.72M · min. income ≈ HK$253,658/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,187
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$130,113
−HK$3,988/mo
Today · 4.125%
HK$134,101
baseline
▲ 0.50% · 4.625%
HK$142,260
+HK$8,159/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,202/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,382
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$144,147
−HK$3,820/mo
Today · 4.125%
HK$147,967
baseline
▲ 0.50% · 4.625%
HK$155,766
+HK$7,799/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,934/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,241
−HK$10,174/mo
▼ 0.25% · 3.875%
HK$167,288
−HK$5,127/mo
Today · 4.125%
HK$172,415
baseline
▲ 0.50% · 4.625%
HK$182,906
+HK$10,491/mo
Deposit HK$3.95M · loan HK$35.58M · min. income ≈ HK$344,830/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,492
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$185,332
−HK$4,911/mo
Today · 4.125%
HK$190,243
baseline
▲ 0.50% · 4.625%
HK$200,271
+HK$10,028/mo
Deposit HK$3.95M · loan HK$35.58M · min. income ≈ HK$380,486/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,679,939 · Scale 2, in force from 26 Feb 2026)