LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,150
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,955
−HK$2,849/mo
Today · 4.125%
HK$95,804
baseline
▲ 0.50% · 4.625%
HK$101,633
+HK$5,829/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$191,608/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,291
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,981
−HK$2,729/mo
Today · 4.125%
HK$105,710
baseline
▲ 0.50% · 4.625%
HK$111,282
+HK$5,572/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$211,420/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,180
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$111,546
−HK$3,418/mo
Today · 4.125%
HK$114,964
baseline
▲ 0.50% · 4.625%
HK$121,960
+HK$6,996/mo
Deposit HK$15.81M · loan HK$23.72M · min. income ≈ HK$229,928/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,350
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$123,577
−HK$3,275/mo
Today · 4.125%
HK$126,852
baseline
▲ 0.50% · 4.625%
HK$133,538
+HK$6,686/mo
Deposit HK$15.81M · loan HK$23.72M · min. income ≈ HK$253,704/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,211
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$130,136
−HK$3,989/mo
Today · 4.125%
HK$134,125
baseline
▲ 0.50% · 4.625%
HK$142,286
+HK$8,161/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,250/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,408
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$144,174
−HK$3,820/mo
Today · 4.125%
HK$147,994
baseline
▲ 0.50% · 4.625%
HK$155,795
+HK$7,801/mo
Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$295,988/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,271
−HK$10,176/mo
▼ 0.25% · 3.875%
HK$167,318
−HK$5,129/mo
Today · 4.125%
HK$172,447
baseline
▲ 0.50% · 4.625%
HK$182,940
+HK$10,493/mo
Deposit HK$3.95M · loan HK$35.58M · min. income ≈ HK$344,894/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,525
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$185,366
−HK$4,912/mo
Today · 4.125%
HK$190,278
baseline
▲ 0.50% · 4.625%
HK$200,308
+HK$10,030/mo
Deposit HK$3.95M · loan HK$35.58M · min. income ≈ HK$380,556/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,680,247 · Scale 2, in force from 26 Feb 2026)