LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,168
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,972
−HK$2,850/mo
Today · 4.125%
HK$95,822
baseline
▲ 0.50% · 4.625%
HK$101,652
+HK$5,830/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$191,644/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,311
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$103,001
−HK$2,729/mo
Today · 4.125%
HK$105,730
baseline
▲ 0.50% · 4.625%
HK$111,303
+HK$5,573/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$211,460/mo (50% DSR)
Upfront cash ≈ HK$21.45M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,201
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$111,567
−HK$3,419/mo
Today · 4.125%
HK$114,986
baseline
▲ 0.50% · 4.625%
HK$121,983
+HK$6,997/mo
Deposit HK$15.82M · loan HK$23.73M · min. income ≈ HK$229,972/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,373
−HK$6,503/mo
▼ 0.25% · 3.875%
HK$123,601
−HK$3,275/mo
Today · 4.125%
HK$126,876
baseline
▲ 0.50% · 4.625%
HK$133,564
+HK$6,688/mo
Deposit HK$15.82M · loan HK$23.73M · min. income ≈ HK$253,752/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,235
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$130,161
−HK$3,990/mo
Today · 4.125%
HK$134,151
baseline
▲ 0.50% · 4.625%
HK$142,313
+HK$8,162/mo
Deposit HK$11.86M · loan HK$27.68M · min. income ≈ HK$268,302/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,435
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$144,201
−HK$3,821/mo
Today · 4.125%
HK$148,022
baseline
▲ 0.50% · 4.625%
HK$155,825
+HK$7,803/mo
Deposit HK$11.86M · loan HK$27.68M · min. income ≈ HK$296,044/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,302
−HK$10,178/mo
▼ 0.25% · 3.875%
HK$167,350
−HK$5,130/mo
Today · 4.125%
HK$172,480
baseline
▲ 0.50% · 4.625%
HK$182,974
+HK$10,494/mo
Deposit HK$3.95M · loan HK$35.59M · min. income ≈ HK$344,960/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,559
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$185,402
−HK$4,912/mo
Today · 4.125%
HK$190,314
baseline
▲ 0.50% · 4.625%
HK$200,346
+HK$10,032/mo
Deposit HK$3.95M · loan HK$35.59M · min. income ≈ HK$380,628/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$1,680,568 · Scale 2, in force from 26 Feb 2026)