LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,183
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,988
−HK$2,850/mo
Today · 4.125%
HK$95,838
baseline
▲ 0.50% · 4.625%
HK$101,670
+HK$5,832/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$191,676/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,328
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,019
−HK$2,729/mo
Today · 4.125%
HK$105,748
baseline
▲ 0.50% · 4.625%
HK$111,322
+HK$5,574/mo
Deposit HK$19.77M · loan HK$19.77M · min. income ≈ HK$211,496/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,220
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$111,586
−HK$3,420/mo
Today · 4.125%
HK$115,006
baseline
▲ 0.50% · 4.625%
HK$122,004
+HK$6,998/mo
Deposit HK$15.82M · loan HK$23.73M · min. income ≈ HK$230,012/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,393
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$123,622
−HK$3,276/mo
Today · 4.125%
HK$126,898
baseline
▲ 0.50% · 4.625%
HK$133,587
+HK$6,689/mo
Deposit HK$15.82M · loan HK$23.73M · min. income ≈ HK$253,796/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,256
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$130,184
−HK$3,990/mo
Today · 4.125%
HK$134,174
baseline
▲ 0.50% · 4.625%
HK$142,338
+HK$8,164/mo
Deposit HK$11.86M · loan HK$27.68M · min. income ≈ HK$268,348/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,459
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$144,226
−HK$3,821/mo
Today · 4.125%
HK$148,047
baseline
▲ 0.50% · 4.625%
HK$155,851
+HK$7,804/mo
Deposit HK$11.86M · loan HK$27.68M · min. income ≈ HK$296,094/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,330
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$167,379
−HK$5,130/mo
Today · 4.125%
HK$172,509
baseline
▲ 0.50% · 4.625%
HK$183,006
+HK$10,497/mo
Deposit HK$3.95M · loan HK$35.59M · min. income ≈ HK$345,018/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,590
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$185,433
−HK$4,914/mo
Today · 4.125%
HK$190,347
baseline
▲ 0.50% · 4.625%
HK$200,380
+HK$10,033/mo
Deposit HK$3.95M · loan HK$35.59M · min. income ≈ HK$380,694/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,680,856 · Scale 2, in force from 26 Feb 2026)