LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,207
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,013
−HK$2,851/mo
Today · 4.125%
HK$95,864
baseline
▲ 0.50% · 4.625%
HK$101,697
+HK$5,833/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$191,728/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,354
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,046
−HK$2,730/mo
Today · 4.125%
HK$105,776
baseline
▲ 0.50% · 4.625%
HK$111,352
+HK$5,576/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$211,552/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,248
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$111,615
−HK$3,421/mo
Today · 4.125%
HK$115,036
baseline
▲ 0.50% · 4.625%
HK$122,036
+HK$7,000/mo
Deposit HK$15.82M · loan HK$23.74M · min. income ≈ HK$230,072/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,425
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$123,655
−HK$3,276/mo
Today · 4.125%
HK$126,931
baseline
▲ 0.50% · 4.625%
HK$133,622
+HK$6,691/mo
Deposit HK$15.82M · loan HK$23.74M · min. income ≈ HK$253,862/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,290
−HK$7,919/mo
▼ 0.25% · 3.875%
HK$130,218
−HK$3,991/mo
Today · 4.125%
HK$134,209
baseline
▲ 0.50% · 4.625%
HK$142,376
+HK$8,167/mo
Deposit HK$11.87M · loan HK$27.69M · min. income ≈ HK$268,418/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,496
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$144,264
−HK$3,823/mo
Today · 4.125%
HK$148,087
baseline
▲ 0.50% · 4.625%
HK$155,892
+HK$7,805/mo
Deposit HK$11.87M · loan HK$27.69M · min. income ≈ HK$296,174/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,373
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$167,423
−HK$5,132/mo
Today · 4.125%
HK$172,555
baseline
▲ 0.50% · 4.625%
HK$183,054
+HK$10,499/mo
Deposit HK$3.96M · loan HK$35.60M · min. income ≈ HK$345,110/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,638
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$185,482
−HK$4,915/mo
Today · 4.125%
HK$190,397
baseline
▲ 0.50% · 4.625%
HK$200,433
+HK$10,036/mo
Deposit HK$3.96M · loan HK$35.60M · min. income ≈ HK$380,794/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,301 · Scale 2, in force from 26 Feb 2026)