LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,222
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,029
−HK$2,851/mo
Today · 4.125%
HK$95,880
baseline
▲ 0.50% · 4.625%
HK$101,714
+HK$5,834/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$191,760/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,372
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,063
−HK$2,731/mo
Today · 4.125%
HK$105,794
baseline
▲ 0.50% · 4.625%
HK$111,371
+HK$5,577/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$211,588/mo (50% DSR)
Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,267
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$111,635
−HK$3,421/mo
Today · 4.125%
HK$115,056
baseline
▲ 0.50% · 4.625%
HK$122,057
+HK$7,001/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$230,112/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,446
−HK$6,507/mo
▼ 0.25% · 3.875%
HK$123,676
−HK$3,277/mo
Today · 4.125%
HK$126,953
baseline
▲ 0.50% · 4.625%
HK$133,645
+HK$6,692/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$253,906/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,311
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$130,240
−HK$3,992/mo
Today · 4.125%
HK$134,232
baseline
▲ 0.50% · 4.625%
HK$142,400
+HK$8,168/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$268,464/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,520
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$144,289
−HK$3,823/mo
Today · 4.125%
HK$148,112
baseline
▲ 0.50% · 4.625%
HK$155,919
+HK$7,807/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$296,224/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,400
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$167,452
−HK$5,132/mo
Today · 4.125%
HK$172,584
baseline
▲ 0.50% · 4.625%
HK$183,086
+HK$10,502/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$345,168/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,669
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$185,514
−HK$4,916/mo
Today · 4.125%
HK$190,430
baseline
▲ 0.50% · 4.625%
HK$200,468
+HK$10,038/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$380,860/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,589 · Scale 2, in force from 26 Feb 2026)