LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,228
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,035
−HK$2,852/mo
Today · 4.125%
HK$95,887
baseline
▲ 0.50% · 4.625%
HK$101,721
+HK$5,834/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$191,774/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,378
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,070
−HK$2,731/mo
Today · 4.125%
HK$105,801
baseline
▲ 0.50% · 4.625%
HK$111,378
+HK$5,577/mo
Deposit HK$19.78M · loan HK$19.78M · min. income ≈ HK$211,602/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,274
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,642
−HK$3,422/mo
Today · 4.125%
HK$115,064
baseline
▲ 0.50% · 4.625%
HK$122,065
+HK$7,001/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$230,128/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,454
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,684
−HK$3,278/mo
Today · 4.125%
HK$126,962
baseline
▲ 0.50% · 4.625%
HK$133,654
+HK$6,692/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$253,924/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,320
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$130,249
−HK$3,992/mo
Today · 4.125%
HK$134,241
baseline
▲ 0.50% · 4.625%
HK$142,409
+HK$8,168/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$268,482/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,530
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$144,298
−HK$3,824/mo
Today · 4.125%
HK$148,122
baseline
▲ 0.50% · 4.625%
HK$155,930
+HK$7,808/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$296,244/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,411
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$167,463
−HK$5,133/mo
Today · 4.125%
HK$172,596
baseline
▲ 0.50% · 4.625%
HK$183,098
+HK$10,502/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$345,192/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,681
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$185,527
−HK$4,915/mo
Today · 4.125%
HK$190,442
baseline
▲ 0.50% · 4.625%
HK$200,481
+HK$10,039/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$380,884/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,701 · Scale 2, in force from 26 Feb 2026)