LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,230
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,037
−HK$2,852/mo
Today · 4.125%
HK$95,889
baseline
▲ 0.50% · 4.625%
HK$101,723
+HK$5,834/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,778/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,380
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,072
−HK$2,732/mo
Today · 4.125%
HK$105,804
baseline
▲ 0.50% · 4.625%
HK$111,381
+HK$5,577/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,608/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,276
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,644
−HK$3,422/mo
Today · 4.125%
HK$115,066
baseline
▲ 0.50% · 4.625%
HK$122,068
+HK$7,002/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$230,132/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,456
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,687
−HK$3,277/mo
Today · 4.125%
HK$126,964
baseline
▲ 0.50% · 4.625%
HK$133,657
+HK$6,693/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$253,928/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,322
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,252
−HK$3,992/mo
Today · 4.125%
HK$134,244
baseline
▲ 0.50% · 4.625%
HK$142,412
+HK$8,168/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$268,488/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,532
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,301
−HK$3,824/mo
Today · 4.125%
HK$148,125
baseline
▲ 0.50% · 4.625%
HK$155,933
+HK$7,808/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$296,250/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,415
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$167,467
−HK$5,132/mo
Today · 4.125%
HK$172,599
baseline
▲ 0.50% · 4.625%
HK$183,102
+HK$10,503/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$345,198/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,685
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$185,530
−HK$4,916/mo
Today · 4.125%
HK$190,446
baseline
▲ 0.50% · 4.625%
HK$200,485
+HK$10,039/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$380,892/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,736 · Scale 2, in force from 26 Feb 2026)