LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,233
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,039
−HK$2,852/mo
Today · 4.125%
HK$95,891
baseline
▲ 0.50% · 4.625%
HK$101,726
+HK$5,835/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,782/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,383
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,075
−HK$2,731/mo
Today · 4.125%
HK$105,806
baseline
▲ 0.50% · 4.625%
HK$111,383
+HK$5,577/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,612/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,279
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,647
−HK$3,422/mo
Today · 4.125%
HK$115,069
baseline
▲ 0.50% · 4.625%
HK$122,071
+HK$7,002/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$230,138/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,459
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,690
−HK$3,277/mo
Today · 4.125%
HK$126,967
baseline
▲ 0.50% · 4.625%
HK$133,660
+HK$6,693/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$253,934/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,326
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$130,255
−HK$3,992/mo
Today · 4.125%
HK$134,247
baseline
▲ 0.50% · 4.625%
HK$142,416
+HK$8,169/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$268,494/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,536
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,305
−HK$3,824/mo
Today · 4.125%
HK$148,129
baseline
▲ 0.50% · 4.625%
HK$155,937
+HK$7,808/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$296,258/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,419
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$167,471
−HK$5,133/mo
Today · 4.125%
HK$172,604
baseline
▲ 0.50% · 4.625%
HK$183,106
+HK$10,502/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$345,208/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,689
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$185,535
−HK$4,916/mo
Today · 4.125%
HK$190,451
baseline
▲ 0.50% · 4.625%
HK$200,490
+HK$10,039/mo
Deposit HK$3.96M · loan HK$35.61M · min. income ≈ HK$380,902/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,778 · Scale 2, in force from 26 Feb 2026)