LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,240
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,047
−HK$2,852/mo
Today · 4.125%
HK$95,899
baseline
▲ 0.50% · 4.625%
HK$101,734
+HK$5,835/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,798/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,391
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,083
−HK$2,732/mo
Today · 4.125%
HK$105,815
baseline
▲ 0.50% · 4.625%
HK$111,392
+HK$5,577/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,630/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,288
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,656
−HK$3,422/mo
Today · 4.125%
HK$115,078
baseline
▲ 0.50% · 4.625%
HK$122,081
+HK$7,003/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$230,156/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,469
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$123,700
−HK$3,278/mo
Today · 4.125%
HK$126,978
baseline
▲ 0.50% · 4.625%
HK$133,671
+HK$6,693/mo
Deposit HK$15.83M · loan HK$23.74M · min. income ≈ HK$253,956/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,336
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,266
−HK$3,992/mo
Today · 4.125%
HK$134,258
baseline
▲ 0.50% · 4.625%
HK$142,428
+HK$8,170/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$268,516/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,547
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$144,317
−HK$3,824/mo
Today · 4.125%
HK$148,141
baseline
▲ 0.50% · 4.625%
HK$155,949
+HK$7,808/mo
Deposit HK$11.87M · loan HK$27.70M · min. income ≈ HK$296,282/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,432
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$167,484
−HK$5,134/mo
Today · 4.125%
HK$172,618
baseline
▲ 0.50% · 4.625%
HK$183,121
+HK$10,503/mo
Deposit HK$3.96M · loan HK$35.62M · min. income ≈ HK$345,236/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,704
−HK$9,763/mo
▼ 0.25% · 3.875%
HK$185,550
−HK$4,917/mo
Today · 4.125%
HK$190,467
baseline
▲ 0.50% · 4.625%
HK$200,506
+HK$10,039/mo
Deposit HK$3.96M · loan HK$35.62M · min. income ≈ HK$380,934/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,681,915 · Scale 2, in force from 26 Feb 2026)