LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,253
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,061
−HK$2,852/mo
Today · 4.125%
HK$95,913
baseline
▲ 0.50% · 4.625%
HK$101,749
+HK$5,836/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,826/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,406
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,099
−HK$2,732/mo
Today · 4.125%
HK$105,831
baseline
▲ 0.50% · 4.625%
HK$111,409
+HK$5,578/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,662/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,304
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$111,673
−HK$3,423/mo
Today · 4.125%
HK$115,096
baseline
▲ 0.50% · 4.625%
HK$122,099
+HK$7,003/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$230,192/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,487
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$123,719
−HK$3,278/mo
Today · 4.125%
HK$126,997
baseline
▲ 0.50% · 4.625%
HK$133,691
+HK$6,694/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$253,994/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,355
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$130,285
−HK$3,993/mo
Today · 4.125%
HK$134,278
baseline
▲ 0.50% · 4.625%
HK$142,449
+HK$8,171/mo
Deposit HK$11.87M · loan HK$27.71M · min. income ≈ HK$268,556/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,568
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,338
−HK$3,825/mo
Today · 4.125%
HK$148,163
baseline
▲ 0.50% · 4.625%
HK$155,973
+HK$7,810/mo
Deposit HK$11.87M · loan HK$27.71M · min. income ≈ HK$296,326/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,456
−HK$10,188/mo
▼ 0.25% · 3.875%
HK$167,510
−HK$5,134/mo
Today · 4.125%
HK$172,644
baseline
▲ 0.50% · 4.625%
HK$183,149
+HK$10,505/mo
Deposit HK$3.96M · loan HK$35.62M · min. income ≈ HK$345,288/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,731
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$185,578
−HK$4,917/mo
Today · 4.125%
HK$190,495
baseline
▲ 0.50% · 4.625%
HK$200,536
+HK$10,041/mo
Deposit HK$3.96M · loan HK$35.62M · min. income ≈ HK$380,990/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,167 · Scale 2, in force from 26 Feb 2026)