LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,263
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,071
−HK$2,852/mo
Today · 4.125%
HK$95,923
baseline
▲ 0.50% · 4.625%
HK$101,760
+HK$5,837/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,846/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,417
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,110
−HK$2,732/mo
Today · 4.125%
HK$105,842
baseline
▲ 0.50% · 4.625%
HK$111,421
+HK$5,579/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,684/mo (50% DSR)
Upfront cash ≈ HK$21.47M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,316
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$111,685
−HK$3,423/mo
Today · 4.125%
HK$115,108
baseline
▲ 0.50% · 4.625%
HK$122,112
+HK$7,004/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$230,216/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,500
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,732
−HK$3,279/mo
Today · 4.125%
HK$127,011
baseline
▲ 0.50% · 4.625%
HK$133,705
+HK$6,694/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$254,022/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,368
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,299
−HK$3,994/mo
Today · 4.125%
HK$134,293
baseline
▲ 0.50% · 4.625%
HK$142,464
+HK$8,171/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$268,586/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,584
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,354
−HK$3,825/mo
Today · 4.125%
HK$148,179
baseline
▲ 0.50% · 4.625%
HK$155,990
+HK$7,811/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$296,358/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,474
−HK$10,188/mo
▼ 0.25% · 3.875%
HK$167,528
−HK$5,134/mo
Today · 4.125%
HK$172,662
baseline
▲ 0.50% · 4.625%
HK$183,168
+HK$10,506/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$345,324/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,750
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$185,598
−HK$4,918/mo
Today · 4.125%
HK$190,516
baseline
▲ 0.50% · 4.625%
HK$200,558
+HK$10,042/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$381,032/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,349 · Scale 2, in force from 26 Feb 2026)