LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,266
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,073
−HK$2,853/mo
Today · 4.125%
HK$95,926
baseline
▲ 0.50% · 4.625%
HK$101,763
+HK$5,837/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,852/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,419
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,113
−HK$2,732/mo
Today · 4.125%
HK$105,845
baseline
▲ 0.50% · 4.625%
HK$111,424
+HK$5,579/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,690/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,319
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$111,688
−HK$3,423/mo
Today · 4.125%
HK$115,111
baseline
▲ 0.50% · 4.625%
HK$122,115
+HK$7,004/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$230,222/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,503
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,735
−HK$3,279/mo
Today · 4.125%
HK$127,014
baseline
▲ 0.50% · 4.625%
HK$133,709
+HK$6,695/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$254,028/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,372
−HK$7,924/mo
▼ 0.25% · 3.875%
HK$130,303
−HK$3,993/mo
Today · 4.125%
HK$134,296
baseline
▲ 0.50% · 4.625%
HK$142,468
+HK$8,172/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$268,592/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,587
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,358
−HK$3,825/mo
Today · 4.125%
HK$148,183
baseline
▲ 0.50% · 4.625%
HK$155,994
+HK$7,811/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$296,366/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,478
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$167,532
−HK$5,135/mo
Today · 4.125%
HK$172,667
baseline
▲ 0.50% · 4.625%
HK$183,173
+HK$10,506/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$345,334/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,755
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$185,603
−HK$4,918/mo
Today · 4.125%
HK$190,521
baseline
▲ 0.50% · 4.625%
HK$200,563
+HK$10,042/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$381,042/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,392 · Scale 2, in force from 26 Feb 2026)