LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,266
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,074
−HK$2,852/mo
Today · 4.125%
HK$95,926
baseline
▲ 0.50% · 4.625%
HK$101,763
+HK$5,837/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$191,852/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,420
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,113
−HK$2,732/mo
Today · 4.125%
HK$105,845
baseline
▲ 0.50% · 4.625%
HK$111,424
+HK$5,579/mo
Deposit HK$19.79M · loan HK$19.79M · min. income ≈ HK$211,690/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,319
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,688
−HK$3,424/mo
Today · 4.125%
HK$115,112
baseline
▲ 0.50% · 4.625%
HK$122,116
+HK$7,004/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$230,224/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,504
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$123,736
−HK$3,278/mo
Today · 4.125%
HK$127,014
baseline
▲ 0.50% · 4.625%
HK$133,709
+HK$6,695/mo
Deposit HK$15.83M · loan HK$23.75M · min. income ≈ HK$254,028/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,372
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,303
−HK$3,994/mo
Today · 4.125%
HK$134,297
baseline
▲ 0.50% · 4.625%
HK$142,468
+HK$8,171/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$268,594/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,588
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,358
−HK$3,825/mo
Today · 4.125%
HK$148,183
baseline
▲ 0.50% · 4.625%
HK$155,994
+HK$7,811/mo
Deposit HK$11.88M · loan HK$27.71M · min. income ≈ HK$296,366/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,479
−HK$10,188/mo
▼ 0.25% · 3.875%
HK$167,533
−HK$5,134/mo
Today · 4.125%
HK$172,667
baseline
▲ 0.50% · 4.625%
HK$183,174
+HK$10,507/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$345,334/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,756
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$185,604
−HK$4,917/mo
Today · 4.125%
HK$190,521
baseline
▲ 0.50% · 4.625%
HK$200,564
+HK$10,043/mo
Deposit HK$3.96M · loan HK$35.63M · min. income ≈ HK$381,042/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,398 · Scale 2, in force from 26 Feb 2026)