LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,292
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,100
−HK$2,854/mo
Today · 4.125%
HK$95,954
baseline
▲ 0.50% · 4.625%
HK$101,793
+HK$5,839/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,908/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,449
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,143
−HK$2,733/mo
Today · 4.125%
HK$105,876
baseline
▲ 0.50% · 4.625%
HK$111,457
+HK$5,581/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,752/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,350
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,721
−HK$3,424/mo
Today · 4.125%
HK$115,145
baseline
▲ 0.50% · 4.625%
HK$122,151
+HK$7,006/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,290/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,539
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,771
−HK$3,280/mo
Today · 4.125%
HK$127,051
baseline
▲ 0.50% · 4.625%
HK$133,748
+HK$6,697/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,102/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,409
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$130,341
−HK$3,995/mo
Today · 4.125%
HK$134,336
baseline
▲ 0.50% · 4.625%
HK$142,510
+HK$8,174/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$268,672/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,628
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$144,400
−HK$3,826/mo
Today · 4.125%
HK$148,226
baseline
▲ 0.50% · 4.625%
HK$156,039
+HK$7,813/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$296,452/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,525
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$167,581
−HK$5,136/mo
Today · 4.125%
HK$172,717
baseline
▲ 0.50% · 4.625%
HK$183,227
+HK$10,510/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$345,434/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,808
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,657
−HK$4,919/mo
Today · 4.125%
HK$190,576
baseline
▲ 0.50% · 4.625%
HK$200,622
+HK$10,046/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$381,152/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,682,884 · Scale 2, in force from 26 Feb 2026)