LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,298
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,107
−HK$2,854/mo
Today · 4.125%
HK$95,961
baseline
▲ 0.50% · 4.625%
HK$101,800
+HK$5,839/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,922/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,456
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,150
−HK$2,733/mo
Today · 4.125%
HK$105,883
baseline
▲ 0.50% · 4.625%
HK$111,465
+HK$5,582/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,766/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,358
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,729
−HK$3,424/mo
Today · 4.125%
HK$115,153
baseline
▲ 0.50% · 4.625%
HK$122,160
+HK$7,007/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,306/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,547
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,780
−HK$3,280/mo
Today · 4.125%
HK$127,060
baseline
▲ 0.50% · 4.625%
HK$133,758
+HK$6,698/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,120/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,418
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$130,350
−HK$3,995/mo
Today · 4.125%
HK$134,345
baseline
▲ 0.50% · 4.625%
HK$142,520
+HK$8,175/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$268,690/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,638
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$144,410
−HK$3,827/mo
Today · 4.125%
HK$148,237
baseline
▲ 0.50% · 4.625%
HK$156,050
+HK$7,813/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$296,474/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,537
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$167,593
−HK$5,137/mo
Today · 4.125%
HK$172,730
baseline
▲ 0.50% · 4.625%
HK$183,240
+HK$10,510/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$345,460/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,821
−HK$9,769/mo
▼ 0.25% · 3.875%
HK$185,670
−HK$4,920/mo
Today · 4.125%
HK$190,590
baseline
▲ 0.50% · 4.625%
HK$200,636
+HK$10,046/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$381,180/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,004 · Scale 2, in force from 26 Feb 2026)